Less work.
More insights.
Fractional CFO–quality data integration and insights — built for small businesses and the practitioners who support them.
We focus on the drivers that dictate revenue, net income, and cash flow — because at the end of the day, what small businesses care about is having enough in the bank for payroll and making a profit at the end of the day.
For Businesses
Owner / In-house Finance
For owners and in-house finance teams running one business.
- ✓ 2 user logins included
- ✓ 1 accounting system connection (QBO or Xero)
- ✓ Full driver-based scorecard
- ✓ AI insights and next-step actions
- ✓ Forecast + target tracking
For Practitioners
CPA / Fractional CFO
For CPAs, bookkeepers, and fractional CFOs serving multiple clients.
- ✓ 1 user login included
- ✓ Up to 5 client connections (QBO or Xero)
- ✓ Multi-client console with switcher
- ✓ Per-client targets, forecasts, insights
- ✓ Add seats for $50/mo each
Need more than 15 seats? Contact us for enterprise pricing.
How it works
Your accounting data, finally working for you
Connect
Sync with QuickBooks Online or Xero in minutes. More platforms coming soon.
Analyze
Our proprietary engine maps every dollar to the drivers that move profit and cash. No manual entry, no spreadsheets.
Act
Get prioritized next steps to improve your numbers — from a fractional CFO AI that knows your business.
What you get
Everything a CFO would build — ready on day one
No spreadsheets to build, no consultants to hire, no reports to stitch together. It’s all here, updated every time you sync.
Scorecard & Reporting
- ✓Driver-based scorecard vs your targets
- ✓Last month, YTD, and annual forecast views
- ✓On Track / Watch / Off Track status on every metric
- ✓Revenue behind-target warning with prorated YTD comparison
- ✓One-click PDF export — board-ready, AI insights included
Revenue Drivers
- ✓Total sales transactions vs target
- ✓Average transaction value vs target
- ✓Revenue tracking with prorated YTD targets
- ✓Batch, invoiced & mixed revenue recognition support
Profit Drivers
- ✓Cost of sales % vs target
- ✓Payroll expenses vs target (YTD-smoothed)
- ✓Marketing expenses % vs target
- ✓Overhead expenses vs target
- ✓Gross margin tracking
Cash Flow Drivers
- ✓Days Sales Outstanding (DSO)
- ✓Days Inventory Outstanding (DIO)
- ✓Days Payable Outstanding (DPO)
- ✓Gross burn rate & months of runway
- ✓Net burn rate — balance sheet-based cash change
- ✓Net cash flow vs target
CFO AI
- ✓Overall financial synopsis after every sync
- ✓Section-level insights for revenue, profit & cash
- ✓Top 3 priority actions — updated across all views
- ✓Target & forecast reality check
- ✓AI chat — ask anything about your financials
Integration & Setup
- ✓QuickBooks Online & Xero sync
- ✓Chart of accounts mapping to driver categories
- ✓Opening balance & prior-year catchup sync
- ✓Multi-client practitioner console with client switcher
- ✓Per-client targets, forecasts & AI insights
See it in action
Your complete financial picture, at a glance
What early users say
I’ve been looking for a tool like this for years to help my clients understand their financials. My clients need more than just QuickBooks reports — they need to understand what the numbers actually mean for their business. lateralCFO bridges that gap in a way nothing else does. There’s honestly nothing else out there like it.
Charles S.
CPA, Beta User
How we stack up
Built for the way small businesses actually work
Spreadsheets require constant manual work. Dashboards are time consuming and require a PhD to setup. For some business owners, outsourced services are powerful but expensive. lateralCFO is the tool trusted by CEOs and Practitioners.
| lateralCFO | Spreadsheets | Outsourced Services | |
|---|---|---|---|
| Real-time accounting sync | ✓ | ✗ | ✓ |
| Driver-based metrics | ✓ | ✗ | ✓ |
| AI insights & next actions | ✓ | ✗ | ✗ |
| 12-month forecast | ✓ | Manual build | ✓ |
| Cash runway tracking | ✓ | Manual build | ✓ |
| Practitioner multi-client | ✓ | ✗ | ✓ |
| Monthly cost | $197–$497 | Staff time | $3K–$10K+ |
Get started in minutes
From sign-up to your first scorecard — six steps
Pricing
Simple pricing for every kind of user
Two plans. No tiers, no surprises, no per-feature paywalls.
For Businesses
Owner / In-house Finance
For owners and in-house finance teams running one business.
- ✓ 2 user logins included
- ✓ 1 accounting system connection (QBO or Xero)
- ✓ Full driver-based scorecard
- ✓ AI insights and next-step actions
- ✓ Forecast + target tracking
For Practitioners
CPA / Fractional CFO
For CPAs, bookkeepers, and fractional CFOs serving multiple clients.
- ✓ 1 user login included
- ✓ Up to 5 client connections (QBO or Xero)
- ✓ Multi-client console with switcher
- ✓ Per-client targets, forecasts, insights
- ✓ Add seats for $50/mo each
Need more than 15 seats? Contact us for enterprise pricing.
Questions about which plan fits? Talk to us — we’ll point you to the right one.
Stop flying blind.
Get your first scorecard in under 20 minutes — no spreadsheets, no consultants, no guesswork. Just your numbers, working for you.
FAQ